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Find out more in: the best bank accounts for cashback - our tables show which account is best for you.

The overall annual limit to invest in Isas tax-free is £20,000 in 2019-20, and it can be split between a cash Isa, stocks and shares Isa or innovative finance product. Cashback credit cards reward customers every time they make a purchase.

They can offer more favourable rates to both sides compared with traditional banks because of lower overheads.

However, there is a bigger risk of losing some of your investment through a borrower defaulting on their loan.

Find out more: How to find lost bank and savings accounts – this guide explains the steps you need to take to reclaim your cash.

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There's no guarantee that your returns will be as high as those offered by traditional savings methods, but the opportunity to become a millionaire overnight can be tempting.Move your money into a Best Rate savings account to maximise the amount of interest generated. Money Compare to find the best rates for your savings Alternatively, you should check out the current accounts that pay interest.