Rules for liquidating roth ira entre nous dating
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To figure the taxable portion, first, find the combined value of all Traditional IRAs.
Then determine how much, or what percentage, of the total value represents non-deductible contributions made to the IRAs.
In both cases, the Internal Revenue Service (IRS) might charge income tax on IRA withdrawals — plus an additional 10 percent penalty — if you are younger than 59 ½ years old [source: IRS].
But what if you need the cash that you've stashed away for retirement right now?
Typically, withdrawals from Traditional or Rollover IRAs are taxed as ordinary income if the IRA is funded solely with deductible contributions.
Neither Nationwide nor our representatives give legal or tax advice, so consult your attorney, legal or tax advisor about these questions.
However, when you die, your beneficiary will be required to take distributions. There is no minimum or maximum age for contributing to a Roth IRA.
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